Best Online Master’s Degree Programs of 2023

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Advice from an Expert

Blanca Villagomez

College Admissions and Education Advisor

Blanca Villagomez is a seasoned professional with over ten years of experience developing programs, curriculums, and initiatives supporting diverse and underrepresented student populations. She completed her master’s in Counseling at CSU Long Beach (CSULB). Her experiences navigating college as a first-generation, low-income student equipped her with a deep understanding of the educational inequities that impact student sense of belonging. Her formal training in educational counseling has equipped her with a skill set in fostering meaningful relationships with students that prepare them to graduate successfully. She currently serves as a Program Counselor and Coordinator for the University of California, Irvine (UCI). As a lifelong learner, Blanca strives to create growth experiences that help students thrive in college and beyond.

What questions should students ask when considering an online master's degree?

1. What are your motivations for earning a master’s degree? Often, there is external pressure to pursue a graduate degree from social comparison, familial expectations, or cultural norms. Pursuing a master’s degree needs to be a personal choice since you’ll be investing your time, energy, and money into the process. A master’s degree isn’t required to advance in all careers, so conducting extensive research and multiple informational interviews with current graduate students, alums, and professionals in your desired career is important.
2. What topics are most interesting to me that I want to become an expert in? Consider who you want to work with in your day-to-day life, which type of individuals you want to help, and what issues, problems, or topics are most interesting to you that you would like to become an expert in.

When is the best time for a student to attend graduate school?

The decision to pursue a graduate degree ultimately depends on your current priorities, life circumstances, and career goals. Consider how pursuing a master’s degree will impact your finances, personal relationships, and life plans. Assess the costs and benefits. Additionally, ask yourself if you’re currently competitively eligible for graduate programs. If you don’t feel as qualified or competitive yet, think about how you can start developing the necessary skills or strengthen your application.

Are there networking opportunities for students in online master's programs?

While traditional in-person programs offer easier access to connect with peers and faculty, online programs still provide many opportunities to foster meaningful connections. You can prioritize your networking efforts by understanding what kind of people you want to meet. You might find a more diverse student body in online programs due to the increased accessibility that allows anyone to take classes remotely.

Should I choose a regular or accelerated online master's program?

If time is of the essence to you, some accelerated online programs can help you complete your degree quicker. However, due to the fast pace, I usually recommend these programs only to those with strong time management and stress management skills.

What additional advice would you give students interested in earning a master's degree?

My greatest advice is to develop a healthy and positive mindset by accepting that this investment comes with temporary sacrifices but long-term gains. Earning a master’s degree is a marathon, not a sprint so start developing a mindset to focus one day at a time.

I also recommend learning to set boundaries to help you manage your time and stress effectively. Along with that, learn how to ask for help and accept it when needed.

Create your own sense of community within the master’s program and maintain meaningful connections with your peers and faculty. Knowing that you have a strong network of individuals that want to see you succeed can be a great source of motivation.

Finally, pursuing a master’s degree is a unique personal experience, so focus on paving your own career path to reduce the social comparison that can surround you.

Online Master’s Degree Frequently Asked Questions

How much does an online master’s degree cost?

Many students assume an online master’s degree will be less expensive than an in-person degree, but that’s not necessarily true. Several factors influence the overall cost of an online program. When determining how much their master’s degree will cost, we recommend students consider the following factors:

Tuition is the main cost associated with an online degree.

Most online graduate programs charge tuition on a per-credit basis, but the specific amount varies based on multiple factors:

• Institution status — Tuition at public universities is typically lower than at private institutions. According to the National Center for Education Statistics, in the 2020-21 academic year, the average annual tuition for graduate programs was $12,394 at public universities and $26,621 at private universities.
• Student residency status — Public institutions may charge students a  higher tuition rate if they live out of state versus in-state. Private institutions charge the same tuition regardless of residency.
• Enrollment status — Schools may charge students different tuition based on the number of credits they’re taking, with students enrolled in more classes getting a lower per-credit rate.
• Student military status — Many schools offer discounted tuition for students who are active-duty military, veterans, or married to servicemembers.
• Degree program — Per-credit tuition rates for graduate programs often vary by the specific area of study based on projected ROI, program reputation and popularity, resources needed to run the program, and more. For example, the Education Data Initiative reports that the average cost of an MBA is $61,800, compared to $52,000 for a Master’s in Education, and $59,720 for a Master’s in Science.

But the cost of an online master’s degree includes more than just tuition.

Here are additional costs that contribute to the price of your online master’s:

• Fees — Schools often charge additional fees for tech support, online student services, and more.
• Technology — Online students need good-quality tech, including computers, webcams, microphones, and reliable high-speed Internet. Depending on your program of study, you may also need specific software or hardware.
• Books and materials — Even if a class is delivered online, it may still use textbooks and other hard-copy materials you’ll have to purchase on your own.
• Travel costs — Some online master’s require attendance at in-person events, such as internships, orientations, residencies, or other experiential learning opportunities, which may have related costs for transportation, hotels, etc.

Some factors can make an online program more affordable.

• Room and board — Rather than pay for on-campus housing and meals at a fixed price, online students have more flexibility with where they live and how to budget for living expenses.
• Location — Online students can live in a more affordable area even if they’re attending a school located somewhere with a higher cost of living. There are also many public universities that offer out-of-state students the same tuition rate as those who live in-state.
• Commuting — Students completing their degrees at home spend less money on transportation, like gas and car maintenance or public transit.
• Flexibility — Many students choose online programs to work full- or part-time and maintain a steady income while completing their degree.

Ultimately, the only way to know the actual cost of an online master’s program is to research specific programs and compare their tuition and fees. This information is typically available on a program’s website, or you can learn more by contacting the school’s financial aid office.

How long does it take to earn an online master’s degree?

The specific length of time it takes to complete an online master’s degree varies by program. Generally, it takes anywhere from 18 months to 3 years to earn an online master’s degree.

Several factors influence how long it’ll take for you to earn your degree. These include the total number of credits in the program (master’s degrees typically require 30-48 credits), your enrollment status (full-time versus part-time), the pace of study (self-paced versus structured), and the course delivery format (synchronous versus asynchronous). Transferring previously earned credits from another degree program can shorten completion time.

Earning a master’s degree may take less time online than in-person, as asynchronous classes allow students the flexibility to complete more courses per term. Before enrolling in an online master’s program, confirm the expected length of the program with a program representative. It is also important to verify if there is a maximum period of time in which a student must complete the program.

How do I apply to an online master’s degree program?

To apply for an online master’s degree, you should first review the admissions requirements of the program(s) you are interested in. Each school and program have its own specific admissions process and deadlines. You can find this information on the school’s website or by contacting their admissions office.

After that, you’ll complete an application and submit the required supplemental application materials. These can include official transcripts from all colleges attended, letters of recommendation, personal statements, and resumes.

Some programs may also require standardized test scores, such as the GRE or GMAT. You can have your scores sent directly from the testing agency to the school(s) you’re applying to if you take one or more of these tests.

It’s important to be mindful of deadlines to ensure that all application materials are submitted on time. We also recommend confirming a program’s admission requirements, such as minimum undergraduate GPA, prerequisite courses, or a minimum level of work experience.

Is earning an online master’s degree worth it?

“As the landscape of higher education is evolving, online master’s programs can be a strategic investment of your time, money, and energy resources to advance your career,” Villagomez says. Among the numerous documented benefits of earning a master’s degree, there’s the increased earning potential. Individuals with master’s degrees earn a median weekly salary of $1574, compared to $1057 per week for all employees in the U.S.

Having a master’s degree can also lower your unemployment risk. According to the U.S. Bureau of Labor Statistics, the unemployment rate for those with master’s degrees in 2021 was 2.6%, compared to 3.5% for those with bachelor’s degrees and 4.6% for those with an associate’s degree.

More career options are also available to individuals with a master’s degree. This can include in-demand jobs like computer and information research scientists, social workers, nurse practitioners, statisticians, epidemiologists, and more.

Other benefits of earning an online master’s degree include the following:

• Expanding your knowledge base and skill sets.
• Making professional connections that can lead to jobs and other opportunities.
• Exploring new career paths.

However, as Villagomez says, “Your return on investment ultimately depends on your personal needs, educational goals, and potential career outcomes.” If you’re ready to commit the time and energy to earning an online master’s degree, the experience can be well worth it.

How to Choose the Right Online Master’s Degree Program

When it comes to choosing the ‘right’ online master’s degree, Villagomez says, “It’s about finding one that aligns with your current priorities, motivations, skillset, and career aspirations.” That means taking time to gain clarity on what those priorities and aspirations are and conducting thorough research on the pros and cons of individual programs before deciding.

“Getting in the right mindset and staying organized are key for the master’s degree search process,” says Villagomez. “Select your preferred method of keeping notes, whether it’s a notebook or an online spreadsheet. Make sure the information is centralized in one location since you’ll reference it continuously.”

Once you have an organization system in place, Villagomez recommends the following steps for choosing an online master’s degree program:

Step 1: Choose your area of study

The first step in your online master’s degree journey is deciding what you want to study.

There are hundreds of options for graduate majors. Many are similar but have subtle differences. For example, students interested in an MBA can choose between a general MBA or one specializing in areas like healthcare management, IT, or human resources.

There are also various types of master’s degrees, including Master of Arts, Master of Science, Master of Fine Arts, Master of Business Administration, and more. Different types of degrees have different credit and curriculum requirements, which can influence the length and delivery of the program.

To decide which area of study and type of degree is right for you, consider why you want a master’s degree. Are you seeking advancement in your current field? Pivoting to a new career? Do you want to acquire specific professional credentials, increase your earning potential, or continue into further post-secondary study? What specific skills and knowledge do you want to gain from this educational experience?

“Gaining clarity on your interests can help you find the program curriculum that is best aligned with them,” says Villagomez.

There are many ways for students to get this clarity. Here are some Villagomez recommends:

• Create a list of interests and aspects of current or former jobs that bring you the most satisfaction
• Identify the skills and expertise you already have and consider what types of master’s programs you’re qualified for based on your qualifications. You can also use a free or low-cost online skills assessment like the Clifton Strengths evaluation, High 5 Test, or Career Explorer to help identify strengths and areas of improvement.
• Use online resources like Indeed’s Career Guide, the Myers-Briggs career test, or TeamBuilding.com’s career tests to help you align your interests with potential career paths.
• If you’re still enrolled in an undergraduate program, use your school’s career services center for resources and guidance.
• If you’ve already graduated, contact your alma mater to see if they offer any career advising services for alumni.

Step 2: Research schools and programs

Once you know what you want to study, the next step is deciding where you want to study.

Students often start by looking at schools that offer the specific program of study they want, but there are many other factors that need to be taken into consideration when choosing an online master’s degree program.

“Some key factors that students should also consider are flexibility and accessibility, cost of attendance, financial aid availability, program duration, curriculum design, faculty, networking opportunities, and more,” says Villagomez.

The good news is, online research makes it easy to find for schools and programs that meet your parameters.

“Just like you research the best restaurants using Yelp filters, you can do the same to narrow your search options for master’s programs,” Villagomez says. The more specific you are about what you want from an online master’s degree, the easier it will be to find one that suits your needs.

Villagomez also reminds students to confirm that the institution and, when applicable, the program are accredited to ensure the quality of the program and that financial aid and post-graduation employment opportunities won’t be adversely affected.

In addition to researching schools via their websites, prospective students can also contact school admissions counselors or program representatives, attend virtual open houses, follow schools and programs on social media, and request print admissions materials.

Current and former colleagues, supervisors, instructors, and classmates can also be excellent sources of support and information regarding careers and online master’s programs. Says Villagomez, “Reconnect with previous professors you enjoyed, current and former supervisors, and community organizations to gain insight and recommendations on choosing the program that’s the right fit.”

Step 3: Select the school(s) to which you’ll apply

After completing your research, narrow your options down to the list of schools to which you’ll apply. The number of schools graduate students apply to varies. If you’re looking at competitive programs, you may want to apply to a few schools to keep your options open. However, it’s not uncommon for master’s-level students to focus on one specific program based on their interests, a program’s faculty or research, or logistical considerations.

Once you have your list of potential schools, find out what their specific application requirements are, including deadlines. Many online master’s programs offer rolling admissions and multiple start dates. However, depending on the process, it can take a few weeks to a few months before an application is complete. Give yourself enough time to submit all pieces of your application so you can be considered for your desired start term.

Step 4: Prepare and submit your application

Selecting the programs to which you’re applying will guide the steps you need to take to submit your application.

Depending on the requirements of the program, these steps may include the following:

• Preparing for and taking standardized tests like the GRE or GMAT
• Requesting letters of recommendation from current or former instructors, managers, or colleagues
• Completing prerequisite coursework required for admission
• Ordering official transcripts from higher education institutions you attended

Confirm with the schools you’re applying to if application materials can be submitted individually or if they should be sent together.

You can also prepare for additional admissions steps, such as interviews or portfolio reviews.

Step 5: Determine how you’ll pay for your degree

As you prepare and submit your application, you should also consider how you’ll pay for your online master’s degree if you’re admitted.

During your research process, be sure to learn about the costs of attending an online master’s program and what types of financial aid and scholarships are available. This information may be available on the school’s website, or you can contact their financial aid office.

Graduate students can apply for federal student loans through the Free Application for Federal Student Aid (FAFSA). The application process for school-specific aid and scholarships will vary by institution.

Employed students should also check with their employers regarding possible tuition assistance or reimbursement plans.

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Minimum GPA:3.5

Essay Required:Yes

Provided by:Center for Cyber Safety and Education

Location:Nationwide

Recommendations Required:Yes

(ISC)² Women in Information Security Scholarship

Award Amount: $5,000

Due Date: February 28, 2023

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Degree Type:High School Seniors Undergraduate Graduate

Major:Cybersecurity, Information Assurance or similar field

Minimum GPA:3.3

Essay Required:Yes

Provided by:Center for Cyber Safety and Education

Location:Nationwide

Recommendations Required:Yes

A.C. "Kate" & Leo Joseph Merlone St. Dominic Catholic Church of Saginaw Member Scholarship

Award Amount: Varies

Due Date: February 15, 2023

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Degree Type:High School Seniors Undergraduate Graduate

Major:Not listed

Minimum GPA:3

Essay Required:Yes

Provided by:Saginaw Community Foundation

Location:Nationwide

Recommendations Required:Yes

A.C. "Kate" & Leo Joseph Merlone Teaching Scholarship

Award Amount: Varies

Due Date: February 15, 2023

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Degree Type:High School Seniors Undergraduate Graduate

Major:Education

Minimum GPA:3

Essay Required:Yes

Provided by:Saginaw Community Foundation

Location:Nationwide

Recommendations Required:Yes

a/e ProNet David W. Lakamp Scholarship

Award Amount: $5,000

Due Date: January 31, 2023

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Degree Type:Undergraduate Graduate

Major:Architecture

Minimum GPA:3.0 or Higher

Essay Required:Yes

Provided by:a/e ProNet

Location:Nationwide

Recommendations Required:Yes

AAAE Native American Scholarship

Award Amount: $1,500

Due Date: February 27, 2023

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Degree Type:Undergraduate (Junior or Senior) Graduate

Major:Aviation Program

Minimum GPA:3

Essay Required:Not listed

Provided by:American Association of Airport Executives

Location:Nationwide

Recommendations Required:Yes

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